Can I settle with my insurance company on my own without the assistance of a lawyer?

You may choose to deal with your insurance company on your own, although this strategy puts you at a disadvantage. You might not know the true value of your claim.

Insurance companies employ adjusters to make sure they pay out as little as possible.

Although you still have to pay your personal injury lawyer after the settlement, your insurance company usually will also pay a part of your lawyer fees. Hiring a lawyer to represent you will generally result in a substantially higher settlement.